TD Canada Trust

I have banked with you for close to 25 years.  I am indebted to you for nearly $100,000.

The following are Highlights from Statistics Canada:

• In 2009 there were 3,890 suicides in Canada, a rate of 11.5 per 100,000 people.
• The suicide rate for males was three times higher than the rate for females.
• Although suicide deaths affect almost all age groups, those aged 40 to 59 had the highest rates.
• Married people had a lower suicide rate than those who were single, divorced or widowed.

The information above places me squarely into that vulnerable grouping.  If you follow my Public Facebook Profile I will simplify the above with the following information.  In 2012, there were approximately 4000 suicides, and approximately 75% of those were male.  I actually have no doubt that you are aware of these statistics when accessing loan risks.  Afterall business is business.  There is an excellent video by a Dr. Rob Whitley on the matter.  It is slow to start in my view, but he once he gets going it is good.

If email doesn't suit you I can suggest another means of communication.

I remember lots with the TD BANK.  I was taught to keep my word when I was young.  You really do not have to understand any of this.  You don't even have to care.  I want you to bear in mind that I almost died in November from stress.  I almost dropped dead over a three week period.  Those around me were deeply concerned that I was going to do just that as I was on their jobs.  Those were good people, they looked the other way in nervous faith.  Perhaps you can also bear in mind that I almost killed myself in the winter of 2013/2014.  This "vehicle" that you are interested in is somewhat special.  It was actually assembled in my deepest darkest moments as a human being.  It's a special order that sat on the lot until I finally gave into buying it, six months after first considering it.  Even the paint code bears special meaning to me.

Come January/February of this year I was rammed into the hospital by certain individuals acting under the guise of mental health.  And a guise it was.  They didn't really give a flying fuck about my mental health, they didn't care if they destroyed it or me as a human being.  They only cared about themselves which is rather sad when you consider who both and I are.  I think by the second trip in some of the doctors going along with it caught on and changed their tune.  I'm thankful for them, they were good doctors in the end. Since ramming me in the hospital multiple times didn't work, they tried another angle until they got what they wanted.

The bank, TD Bank.  I'd have to go through my logs here but eventually after getting over living in a trailer with no power, no water, no heat amongst many other problems, I gained the strength to try picking up my feet yet AGAIN and plugging forward to fix this problem.  I finally answered the TD Banks phone calls, mental health was very much a top process at the time.  I told them I would have their money within two weeks.  All was good.  The bank was happy on the other end.

I had put the horse blinders on, I had put my head down, I concentrated on working after losing yet another high paying steady job.  At this point, the TD Bank already had recordings of me cracking into tears for missing payments that I was deeply apologetic for missing.  Missing payments was something that really bothered me on a personal level. Guess what the TD Bank did?  They started phoning again and harassing very early within the two week time period.  I believe they only gave me three days to honour my word.

After a day or two I took the call where the young caller on the other thought it was appropriate to start laying pressure and stressing me out.  I said the word fuck which I think is quite understandable being tired, ran down and completely screwed over.  The young sensitive boy who was acting on the TD Banks behalf became all offended.  He  threatened to hang up on me.  After a few moments of feeling apologetic towards him the light bulb came on...  who the fuck is he to threaten me?  After all, he called me unwarranted as the situation was already agreed upon.

I hung up from that conversation but the damage was already done.  It might not make sense to you and you likely don't even care.  However, when it takes everything you have to block out any and all stresses to pick up your feet, move forward and build momentum, some silly little sensitive fuck of a "man" can really derail you as he represents an entity who doesn't even give you a chance to keep your word.  That added pressure and that break down in the conversation completely derailed my drive for work leading to yet another chain reaction.

That's minor stuff in many ways, but if you actually understood all of the chain of events and the multiple parties, not just representing the TD Banks interest it would make for a pretty interesting book.  Once again, I don't blame anyone for doing their jobs... but the world would be such a better place if everyone took personal responsibility for their actions, which might seem silly to you on the surface considering my file.

I'm not sure it's going to matter, seeing all of my initiatives to save my life have derailed by multiple parties outside of my control, but I stated I am continuing the path until the first week of August.  If you choose to press forward in the next 17 days, then you too can go fuck yourself.  There is nothing that pressing which requires me to phone you "NOW".  There's much bigger fish screwing with than you.

Good day.