Hi Dennis,

I am hoping I can trouble you for a moment.  I am having trouble remembering what to do with the LN Pymt -C *000237502 as below in the included picture.  I can’t believe this is my account.  Today is the first time I have logged in.  If you remember, I needed your advice on how to move forward when I had seen you.  I didn’t even want to look at my accounts for fear degrading my mental health.  Anyways I am not sure what to do about this loan.  You stated to make a payment come March 1^st, but what about the payment missed?  What is happening with that right now?  The Autoloan, I had spoken with them and I had it deferred at a cost of $439.48 for two months.  I just figured over seven years it was worth the wee bit of breathing room I get.  Although I do personally doubt it, it’s near the cost of a loan payment itself.

The other loan I mentioned in the beginning of the email, I have done nothing with it.  I don’t understand at the moment, I have a lot on my plate and I am slowly trying to deal with them so I do not get overwhelmed.  I see $90 in NSF Fee’s there.  I guess I can add to total cost too. Anyways, I apologize to waste your time, but it’s easier for my mind still to ask you what to do with that payment.  Do I need to phone them like I did the Autoloan?  The Autoloan phoned five times, the other Loan never did.  I am not if that you handled, or could handle for me or not.  In fact, I think I was a little confused, I thought perhaps you had said that payment came out.  But now I am thinking you meant the ICBC payment came out.

I appreciate your help.  It was nice to get working and slowly start making progress resolving all of this.

Dan Berladyn.

PS

On reply, please delete this picture.  There’s no sense spreading this information all around.